Disclosures

Effective Date: August 16, 2026 Last Updated: August 20, 2026

Business Capital Lending Group is committed to full transparency in all of its business activities. Please read the following disclosures carefully before submitting any inquiry, pre-qualification form, or application through our Site.


1. Not a Direct Lender β€” Broker/Consultant Disclosure

Business Capital Lending Group operates as a commercial financing consultant and loan broker. We are not a bank, credit union, or direct lender for all products presented on our website. We facilitate connections between U.S. business owners and a network of third-party licensed lenders and funding partners.

By submitting a financing inquiry through our Site, you authorize Business Capital Lending Group to share your information with relevant lender partners for the purpose of evaluating your eligibility for financing.


2. No Commitment to Lend

Nothing on this website β€” including any stated approval rates, funding timelines, loan amounts, or product descriptions β€” constitutes a commitment, offer, or guarantee of financing. All loan approvals, terms, and funding are subject to:

  • Review and approval by independent third-party lenders
  • Each lender’s individual underwriting criteria
  • Verification of all submitted information and documentation
  • Applicable state and federal lending regulations

Approval rates and timelines referenced on this Site (including “98% approval rate” and “24-hour decisions”) represent general performance indicators and are not guarantees for any individual application.

Financing amounts referenced on this Site (including up to $10 million for business loans and up to $100 million for equipment financing) are maximum program limits subject to lender approval


3. U.S. Businesses Only

Business Capital Lending Group exclusively serves U.S.-registered business entities. We do not provide financing to:

  • International businesses or entities operating outside the United States
  • Individuals seeking personal, consumer, or household loans
  • Businesses in industries restricted or prohibited by our lender partners

By submitting an application, you confirm that your business is legally registered and operating within the United States.


4. Credit Inquiry Disclosure

Submitting a pre-qualification inquiry through our Site may result in a soft credit inquiry, which typically does not affect your personal or business credit score. However, upon proceeding to a full application with a lender partner, a hard credit inquiry may be conducted, which may impact your credit score.

You will be informed before any hard credit inquiry is initiated.


5. Annual Percentage Rate (APR) and Cost of Capital Disclosure

Interest rates, factor rates, APRs, and total cost of capital vary significantly based on:

  • The type of financing product selected
  • The lender’s individual pricing model
  • Your business’s credit profile, revenue, and time in business
  • Current market conditions

Business Capital Lending Group does not set interest rates or fees for any financing product. All rates and costs will be disclosed by the lender prior to your execution of any financing agreement. You are never obligated to accept a financing offer.

We strongly encourage you to review all loan documents carefully and consult with a qualified financial advisor before entering into any financing agreement.


6. Section 179 Tax Disclosure

References to IRS Section 179 tax deductions on this Site are provided for general informational purposes only. Tax laws and eligibility requirements change periodically. Business Capital Lending Group is not a tax advisor. Please consult a licensed Certified Public Accountant (CPA) or tax professional to determine your eligibility for Section 179 or any other tax deduction.


7. Third-Party Lender Disclosure

Financing offered through our lender network is governed by the individual agreements, terms, and disclosures provided by each respective lender. Business Capital Lending Group is not a party to any loan agreement between you and a lender partner and assumes no responsibility for the terms, conditions, or performance of any such agreement.


8. Data and Privacy Disclosure

Information you submit through this Site is processed in accordance with our Privacy Policy, available at businesscapitallendinggroup.com/privacy-policy. Your information may be shared with lender partners and service providers as described therein. We do not sell your personal information to third parties for their own marketing purposes.

All data transmitted through our Site is protected by 256-bit SSL encryption. Initial pre-qualification inquiries will not affect your credit score.


9. No Legal or Financial Advice

The content on this Site β€” including product descriptions, industry guides, qualification checklists, and process explanations β€” is provided for general informational purposes only. It does not constitute legal, financial, tax, or investment advice. Business Capital Lending Group is not a licensed attorney, financial advisor, or registered investment advisor.

For advice specific to your financial situation, please consult a qualified professional.


10. Regulatory Compliance

Business Capital Lending Group operates in compliance with applicable federal and state laws governing commercial lending brokerage, including but not limited to:

  • The Equal Credit Opportunity Act (ECOA)
  • The Gramm-Leach-Bliley Act (GLBA) β€” financial data privacy
  • The Federal Trade Commission Act (FTC Act) β€” unfair or deceptive practices
  • State-specific commercial financing disclosure laws where applicable

We are committed to fair and transparent lending practices. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or any other characteristic protected by applicable law.


11. Contact for Disclosures Inquiries

If you have questions about any of these disclosures, please contact us:

Business Capital Lending Group Email: [email protected] Phone: +1 (800) 741-0495 Business Hours: Monday – Friday, 8:00 AM – 6:00 PM EST


These disclosures are subject to change. Please check this page periodically for updates. The “Last Updated” date at the top of this page reflects the most recent revision.